30 year loan interest rates at PHH Mortgage can be had for 4.090% and April of 4.191% today.

30 year fixed rate mortgage interest rates are 4.375% at Suntrust Banks (NYSE:STI) and April of 4.4853%. The 30-year fixed-rate mortgage averaged 3.97% in the week ending November 19, down from 3.98%.

10 year fixed rate loans at the bank stand at 3.160% today and an April of 3.412%. The short term 15 year refinance fixed rate loan interest rates stand at 2.75% with an April of 3.239%. 30 year FHA fixed rate mortgage interest rates can be had for 4.000% carrying an April of 5.6770%. The 15-year fixed-rate mortgage averaged 3.18%, down from 3.20%. Since the end of October, the 30-year fixed rate had jumped 22 basis points before falling this week. In the ARM arena, 5 year refinance deals can be had for 3.125% at Bank of America. Yielding an April of 3.221% to start.

The survey is complemented by Bankrate’s weekly Rate Trend Index, in which a panel of mortgage experts predicts which way the rates are headed over the next seven days. A year ago, the 5-year ARM averaged 3.01%. Adjustable mortgage rates were mostly lower also, with the 5-year ARM inching down to 3.37 percent and the 7-year ARM retreating to 3.59 percent.

The 1-year Treasury-indexed ARM averaged 2.64% this week with an average 0.3 point, down from 2.65% last week, but up from 2.44% a year ago. The shorter term 15 year loan interest rates are listed at 3.125% and April of 3.357%.